Thursday, April 03, 2008

Do You Have a Credit Card?

Almost everyone have credit cards. I have two credit cards myself. But even up to now, I still get calls from other credit card companies to avail of their services. I am fully satisfied with the ones I have but if you haven’t gotten any or are contemplating on getting one then it's time to learn about your choices. There is a site where they list some features of the credit cards and from there you can choose which features you want. These features include low interest, instant approval, bad credit, rewards, cash back, student, business, balance transfer, hotel/airline and prepaid credit cards. After choosing on the features that you want for your card, you can then head on to the list of their credit card issuers. They have a summary list of the credit cards for each specific feature. The summary includes the features of the card, intro and regular APR, annual fee and reward type. Just click on the credit card and you’ll be lead to a thorough review. The summary also includes the rate that they give the credit card like 3 out of 5 or 5 out of 5. So if you get impatient reading all of them then you can just read the full reviews of those with high rates. Now, if you have already made up your mind on what to get, then applying for the credit card is one click away.

After applying or even before, read on their tips on how to use your credit card wisely. Even if the website is for credit card application, they actually tell you not to spend more than you can afford and to use your credit card responsibly.

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